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Business Loans

Whether you are consolidating or expanding your business, there are costs to consider.

Custom-fitted to your company, a business loan sourced through Crystal Private Finance could be the key to taking it to the next level. Whether you’re looking to source more capital, purchase new premises or just need an injection to your cash flow; we have both unsecured and secured options available.

And while we put in the legwork finding the best possible product for your needs, you can spend your time doing what you do best – running your business.

What is a Business Loan?

A business loan can be either secured or unsecured. Secured lending is supported by something such as property or a luxury asset , whereas unsecured lending is supported purely on the applicants’ credit-worthiness.

The most common reason for getting a small business loan is expansion. Growing your business at the right time allows you to turn a steady stream of revenue into a profit heavy powerhouse.

Common Uses

The quarterly outgoing of VAT can be a strain on any business, no matter the scale. VAT funding can be arranged to free up capital that could benefit your business in other ways.

There are many reasons that businesses of all sizes require funding. Use a short-term loan to grow your company and keep up with demand.

Get the funds to secure the inventory your business needs to thrive.

When incoming payments are late or you’re hit with an unexpected bill, a small business loan can provide your company with the finance it needs to stay afloat.

Secure the working capital you need to purchase new equipment.

Product Panel Highlights

  • Loans from £3,000 to £150,000
  • Terms from 3-60 months
  • Available for UK businesses trading for more than 18 months and showing profits.
  • Loans available for any legal purpose

Key terms explained

  • CapitalCapital is the cumulative value of assets, both cash and equipment, less liabilities.
  • Intangible AssetNon-physical asset e.g: a trademark or patent
  • InventoryThe amount of stock a business has to sell.
  • Tangible AssetAn asset with a physical form, such as machinery or property.

Crystal Private Finance, Unit A, Ventura House, Ventura Park Road, Tamworth, B78 3LZ

Tel: 01827 338 808

Fax: 01827 51284

Email: info@crystalprivatefinance.com

As a mortgage is secured against your home or other property, it could be repossessed if you do not keep up the mortgage repayments.
Think carefully before securing other debts against your home.

Some types of buy-to-let and commercial mortgages and bridging loans are not regulated by the Financial Conduct Authority.

Crystal Private Finance is a trading name of Crystal Mortgages Ltd. Authorised and regulated by the Financial Conduct Authority. Crystal Specialist Finance is entered on the Financial Services Register https://register.fca.org.uk under reference 303761. Registered Address: Crystal Mortgages Ltd, Unit A Ventura House, Ventura Park Road, Tamworth, B78 3LZ. Registered in England and Wales Company no: 4407643.